Free to allocate this week
$0
Add your income to begin
Extra income this week
Suggested plan for this week
This week's snapshot
Upcoming due dates
Savings goals
CalendarYour income week to week
Tap a week to open it on the dashboard, drop in extra income, or set what you actually earned.
MoneyIncome, bills and everyday expenses
Income
Bills & dues
Expenses
Debt payoffA plan to clear balances without going broke
Payoff strategy
Extra money hits your highest-interest debt first — pays the least interest overall.
InsightsWhere your money goes, month by month
Money out
$0
This month at a glance
Debt over time
SettingsTune the plan to fit your life
How to split free money
After bills, expenses and minimum debt payments, your leftover money is divided like this.
Appearance
Your week & payday
Marks payday on your calendar. Your projected pay already fills every week automatically — just adjust any single week from the Home tab when it differs.
Guardrails
Once savings reach this, that share shifts toward debt & spending.
Track savings
Emergency fund so far
Log what you've set aside
$0
Your data
Everything stays on this device. Back it up so you never lose it.
Ledger offers budgeting guidance from the numbers you enter and common rules of thumb. It isn't professional financial advice.